3 Reasons to Phone A Lawyer When in a Car Accident?

Do you own a car? Do you drive? Then, chances are that you’re going to get into a collision at least 3 to 4 times in your life. Don’t believe the statistics? Well, let’s run them down. According to a startling statistical report, 77% of motorists (automobile drivers/owners) in the US have been involved in at least one motor accident in their lifetime. The report further details that if you’ve driven one thousand miles, then there’s a 1 in 366 chance that you’ll be getting in a car accident. Now, keep in mind that it’s a total of one thousand miles, and an average American drive well over 14,000 miles per year. Now, all those extra 13 thousand miles significantly increase your probability of getting into a collision. And without boring you with all the detailed mathematics, the answer comes out to be a minimum of 3 to 4 accidents per lifetime.

Keeping in mind such dire statistics, it’s immensely prudent for you to employ or retain a capable auto collision lawyer, especially if you’re in Philadelphia. Don’t see the point of hiring advocative services for auto accidents? Then, here are 3 eye-opening reasons why you should call your local Philadelphia car accident lawyer when involved in a collision.

For the Insurance

Living in Philadelphia, you’re required to abide by Pennsylvania’s auto liability insurance mandate. The minimum insurance coverage required is as follows:

·       $15,000 bodily injury liability limit per person.

·       $30,000 bodily injury liability limit per accident.

·       $5,000 property damage liability.

·       $5,000 medical benefits limit.

Now, this may seem like adequate compensation, and it is if you’re not involved in a much more serious collision. However, the insurance company is rarely as amicable in handing out money as it is in taking it. From simple delaying tactics to full-blown conspiracy-like stuff, there’s no limit to the extent that insurance providers will go to rob you of your dues.

On the other hand, there’s no limit to the extent a Philadelphia car accident lawyer will go to make sure you get your rightful compensation. Moreover, being experienced with these sorts of situations, the lawyer will be well aware of these shoddy tactics and the know-how to counter them.

Coverage for What the Insurance Won’t Cover

Most losses, financial or emotional, are covered by insurance; however, your insurance plan doesn’t need to cover everything. For example, mandated by the state government to have insurance, you decide to opt for the minimal possible insurance plan – thinking that the chances of an accident are incredibly low. But as you now know that’s not the case, and an accident is almost bound to happen. Moreover, the damages caused by the accident aren’t just confined to your vehicle - they extend both inside and outside it too. Now, the insurance does not cover that. So, if you were carrying something expensive, like an heirloom Rolex Daytona or Submariner watch, then you’re going to have to file a lawsuit to get the coverage.

However, there’s no need to worry about that when after an accident, the first call you make is to a reliable Philadelphia car accident lawyer.

Conclusion

The conclusion here is quite easy and simple; always call your lawyer first when in any sort of accident, whether it’s your fault or not. Quite different from third-world countries like Iran and China, the USA is a place of law. However, seeking justice through those laws by yourself is nothing short of idiocy - as even lawyers themselves are advised to hire a lawyer when in trouble. So, when in trouble, always remember to phone your lawyer first and your mother second.