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Showing posts from December, 2022

How the workers compensation work

Commonly referred to as workers comp, workers compensation is a government implemented program that provides benefits or compensation to workers who get injured or fall ill on the job or as a result of the job.   It is an effective disability insurance program for employees, providing cash benefits, healthcare benefits or both, depending on what is needed, to workers who have to go through treatment as a result of injury or illness as a direct result of what they do at work.   It is essential to note that the US workers compensation is mainly handled by the individual states and the benefits vary from state to state according to their laws. Nearly every state requires businesses with employees to have workers comp coverage in which the workers compensation insurance covers the employees medical care costs and wage replacement.  Most policies include employer’s liability insurance that protects the employers from lawsuits once the employee has accepted workers’ comp benefits.  Who

The Subtle Yet Extended Reaches of Workers’ Compensation Laws

  Look, I won’t treat you like a child by using some nitty gritty opening to grab your attention. I’ll treat you with the respect that you deserve and get straight to the point, that is, to show how crucial and far-reaching is the legislature for workers’ compensation. While I hope that everyone who’s reading this article knows the rudimentary fact about workers’ compensation laws, it is not my belief. So, here are some of its basic concepts: ·        The Workers’ Compensation Act is a state-sanctioned legislature that enforces on an employer the duty to provide for lost wages and medical treatment to an employee who’s been in proximity to their work. The Act also protects the employee from being sued for negligence by an employee who’s claimed compensation benefits. ·        Workers’ compensation is officially mandated by the federal government; however, that program covers only federal employees, dockworkers, and coal miners. The rest of the country’s workforce falls under the