Common Workers’ Compensation Pitfalls and How to Get Out of Them

In 2020, there were more than 2.6 million workplace injuries, causing financial ruin for many workers. But it didn’t have to be like that; many of those blue-collar workers could’ve gotten their lost wages through workers’ compensation. However, having little knowledge about the program, they couldn’t avoid falling into its bureaucratic pitfalls.

So if you’re among the Injured workers Montgomery County, Philadelphia, New York, or any city within any state, and you’re worried about getting your dues? Then, keep on reading to learn everything you need to know about workers’ compensation, its pitfalls, and how to avoid them.

Workers’ Compensation

Workers’ compensation is a federally mandated program designed to protect injured workers from financial ruin by getting them proper treatment and lost wages. Procedure

  • Inform your employer of the injury within the state’s specific time limit.
  • Get a medical report that confirms your injury is work-related and offers a formal treatment plan.
  • File your claim with the state’s Workers’ Compensation Board before the deadline.

Working Without an Employment Agreement

Workers’ compensation is only meant for employees; this means that private contractors, whether they're working part-time or full, are excluded from its benefits. Now many blue-collar workers’ are employed without any formal contract. Normally this isn’t a problem – you get paid for your work regardless of the situation. But legally binding, workers’ compensation requires you to prove your employment.

Solution

Although quite complicated, there are ways to authenticate your employment without a formal agreement. For example, many states allow you to prove your employment through testimonies from fellow workers. While this may sound easy, it will be almost impossible to convince someone to testify against their company. My recommendation is that you take your case to the work comp lawyers in Montgomery County and let them gather all of the evidence.

Forgetting To Report Your Injuries

Reporting your injuries to the employer is the first step of filing for workers’ compensation but depending upon the severity of your situation, that might not be possible. Luckily, many states like Pennsylvania give a lot of levies in this regard – for example, injured workers in Montgomery County have 21 days to inform their employer about the incident.

Solution

Given the time limit, you can file the report yourself, but make sure you do so on the record. Either report the injury in front of trustworthy people who’ll testify on your behalf or send a detailed email of the incident.

Not Getting a Second Opinion

One of the key factors determining your eligibility for workers' compensation is the physician-authored report. But many states, like Pennsylvania, allow employers to choose which doctors you’re allowed to get your treatment from. Looking to weasel their way out of paying for you your dues, employers will often persuade doctors to falsify their reports.

Solution

There’s only one solution to this problem; get a second opinion from a reliable physician. But wait, it’s not that simple; one misstep and you can lose your compensation regardless of the outcome of the medical report. Instead, call the work comp lawyers of Montgomery County to build up a case for getting a second opinion. Taking Action without Consultation

Lastly, remember that as an injured worker in Montgomery County, you can file for either negligence or workers’ compensation. Negligence, along with treatment and lost wages, also awards you punitive damages that can be in the millions. Now choosing one makes you ineligible for the other so make sure to talk to a work comp lawyer in Montgomery County before your file your claim.

Comments

Post a Comment

Popular posts from this blog

Workers’ Compensation, It's More Complicated Than You Think

Are you curious about workers’ compensation? About its procedure and implementation? Then, you’re in luck as I bring to you a comprehensive guide developed by some of the top Kingston, PA, Work CompLawyers . In this guide we’ll be going over the general governmental structure used to determine workers’ compensation benefits, and what to do if you’re unsatisfied with the results. Then General Workers’ Compensation Structure Like all governmental programs, the implementation of the Workers’ Compensation Act is controlled by appropriate governmental departments. Although full of bureaucratic red tape, these departments are essential for giving structure to workers' compensation procedures. The Workers’ Compensation Board Despite being mandated by Washington, each state is given a significant and equal amount of jurisdiction over the implementation of the Act within its borders. This jurisdiction is exercised by the state’ Workers’ Compensation Board, which is a department sole
Read more

Maximizing Benefits: Why You Need a Scranton Work Comp Lawyer ?

Dealing with the rules for getting paid if you're hurt at work can be really hard. There's lots of paperwork and things you need to know. That's when a Scranton Work Comp Lawyer can really help. They know a lot about handling cases where people get hurt on the job. In this article, we'll talk about why it's great to have a Scranton Work Comp Lawyer with you. They'll make it easier to understand and make sure the best things happen for you. Why You Might Need a Scranton Work Comp Lawyer? 1. T hey possess in-depth knowledge of workers' compensation laws and policies. This expertise ensures that your rights are protected, and you receive the maximum benefits that you are entitled to . 2. A lawyer can guide you through the entire process, handling complex paperwork and ensuring deadlines are met. 3. They can also negotiate with insurance companies on your behalf to secure fair compensation. 4. H aving a dedicated lawyer by your side provides peace of
Read more

Navigating the Heart and Lung Act 534: A Journey Through Compassionate Legislation

Image
In the labyrinthine corridors of legal frameworks, one finds the Heart and Lung Act 534 standing tall as a beacon of compassion and support for those who protect and serve our communities. Much like a guiding light in the dark, this legislation signifies more than just a set of rules; it embodies a commitment to the well-being of those who risk their lives daily. In this comprehensive exploration, let's unravel the tapestry of the Heart and Lung Act 534, understanding the essence of its provisions, the impact it has on our brave hearts, and the community it serves.  The Essence of the Heart and Lung Act 534: Where Compassion Meets Duty   Enacted with the understanding that firefighters, law enforcement officers, and emergency responders are the heartbeat of our society, the Heart and Lung Act 534 serves as a testament to the pivotal role these individuals play. It recognizes that their commitment to duty often comes at a cost, one that extends beyond physical boundaries into t
Read more